 We Get to Know You
Money is a very personal thing and investing is, to an extent, driven by emotions. Therefore in order to devise a strategy that works for you, we take the time to understand both your goals and how you react to risks. When we understand each other it makes investing less stressful and provides you the assurance that your investment advisor knows how to take care of your money.
What makes Berkeley Investment Advisors a good choice for managing your money?
Ray Meadows is the Chief Investment Officer at Berkeley Investment Advisors, a registered investment advisor. Ray is a CPA, CFA, and an MBA. (Check out all of our credentials and licenses here). He manages separate accounts for clients, so your money is not pooled with that of other investors. He previously worked for Salomon Smith Barney in NY as a quantitative analyst in the hedge fund risk management area. Ray has a track record of beating the S&P 500 for 8 of the last 9 years with an average annual excess return of 16%, thus demonstrating performance far ahead of most of the mutual fund managers out there. Ray's edge over other money managers derives from a rather unique combination of skills and experience that sets him apart. He began his career in auditing and tax and then pursued an academic career in the Ph.D. program at Berkeley. This provided him an expert grasp of macro and micro economics that most market participants lack. He learned all the practical technical aspects of the capital markets in the trenches as a quant reviewing market wide hedge fund trading at Citigroup. With this superior grasp of the underlying workings of companies, economies, and markets, he tends to see what's coming much earlier than most of the market. He predicted the meltdown in residential markets and the feedback effect on interest rates long before the effects showed up in the market.
 Investment Philosophy
Ray is a value investor. There are lots of great companies out there but what makes a great investment is a good company selling at a great price. Ray looks for companies selling for substantially less than his estimate of what they are worth. Ray takes a long term view of investments; he does not sell because a stock moved down or buy because a stock moved up. Transactions are based on expected future returns not the past, with a goal of earning 12% or more per year while taking on very little risk of principal loss over a 3 year investment horizon.
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