About Berkeley Investment Advisors

Our Mission

Our mission is to help clients achieve their retirement goals by advising them on how to manage risks while employing appropriate financial techniques to maximize retirement income.

What makes Berkeley Investment Advisors a good choice for managing your money?

Ray Meadows is the owner and portfolio manager at Berkeley Investment Advisors, a registered investment advisor. Ray is a CPA, CFA, and an MBA. (Check out all our credentials and licenses here). He manages separate accounts for clients, so your money is not pooled with that of other investors. He previously worked for Salomon Smith Barney in NY as a quantitative analyst in the hedge fund risk management area. Ray has a track record of beating the S&P 500 for 8 of the last 9 years with an average annual excess return of 16%, thus demonstrating performance far ahead of most of the mutual fund managers out there. Ray’s edge over other money managers derives from a rather unique combination of skills and experience that sets him apart. His first career was in auditing and tax. Then he pursued an academic career in the Ph.D. program at Berkeley. This provided him an expert grasp of macro and micro economics that most market participants lack.  Then he learned all the practical technical aspects of the capital markets in the trenches as a quant reviewing market wide hedge fund trading at Citigroup.  Because of this superior grasp of the underlying workings of companies, economies, and markets, he tends to see what’s coming much earlier than most of the market. He was predicting the meltdown in residential markets and the feedback effect on interest rates long before the effects showed up in the market.

Investment Philosophy

Ray is a value investor. There are lots of great companies out there but what makes a great investment is a good company selling at a great price. Ray looks for companies selling for substantially less than his estimate of what they are worth. Ray takes a long term view of investments; he does not sell because a stock moved down or buy because a stock moved up. Transactions are based on expected future returns not the past, with a goal of earning 12% or more per year while taking on very little risk of principal loss over a 3 year investment horizon.

Customer Relations

At Berkeley Investment Advisors, our highest priority is satisfied customers. You are important to us and you can expect us to go the extra mile for your business. Superior customer service is the hallmark of Berkeley Investment Advisors. We are proud to serve you and work hard to earn your business.